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Despite broader market optimism and a surge in new XRP addresses, user engagement on the XRP Ledger appears to be slipping.  According to data in the Finbold H1 2025 Cryptocurrency Market Report, between January 1 and June 30, 2025, the number of total XRP addresses rose from 6,282,144 to 7,116,378, an increase of over 834,000.  This growth was split across both quarters: Q1 accounted for 528,997 new addresses, while Q2 added another 305,237. Yet active address counts moved in the opposite direction, dropping from 39,515 to 26,807 by the end of the first half.  That’s a net loss of 12,708 active wallets in Q2, on top of the 16,772 decline already reported in Q1. In other words, while more users are entering the XRP ecosystem on paper, fewer are interacting with the network regularly.  The disconnect between new wallet creation and actual network activity suggests growing passive interest, possibly from investors parking funds or institutions onboarding for fut...

Banking giant Citigroup says 2025 could be a “ChatGPT moment” in terms of adoption for stablecoins and blockchain technology. “The main catalyst for their greater acceptance may be regulatory clarity in the US, which could enable greater integration of stablecoins specifically, and blockchain more widely, into the existing financial system,” financial analysts at the bank said in an April 23 report . Citigroup Sees Stablecoin Market Cap Soaring To $3.7 Trillion By 2030 “The tailwinds of regulatory support and the increased integration of digital assets into incumbent financial institutions are setting the stage for increased usage for stablecoins,” the Citigroup analysts said in the report. With the anticipated surge in usage for stablecoins, the banking titan predicted that the market cap for stablecoins could soar to as high as $3.7 trillion by the end of the decade in a bull case. In a base case, this figure is expected to rise to $1.6 trill...

The Rise of Memecoins on BNB Chain Memecoins have become a dominant force in the cryptocurrency market, and BNB Chain has emerged as a hotspot for their rapid growth. With its low transaction fees, high scalability, and strong community support, BNB Chain provides an ideal environment for launching and trading memecoins. Unlike traditional cryptocurrencies, memecoins often gain traction through viral marketing, online communities, and celebrity endorsements. Coins like $PEPE, $FLOKI, and $DOGE-inspired tokens have flourished on BNB Chain, benefiting from its fast and cost-effective transactions. This has allowed retail investors to trade and participate in meme-driven financial ecosystems without the high gas fees seen on Ethereum. The rise of memecoins on BNB Chain is also fueled by decentralized exchanges (DEXs) like PancakeSwap, which offer easy access to new token launches. Additionally, the presence of launchpads and NFT integrations enhances the ecosystem, enabling memecoins to e...